I think everything is back under control now - it appears to be - but you'll understand if I'm not totally confident. Here's what happened:
As I mentioned in several previous posts - Like This One - after over 50 years with State Farm, we changed insurance carriers the first of August, signing with AAA. We were nervous about it, but the price was just too good to pass up. With our new policies in hand, we called and cancelled State Farm coverage on the second.
Then on the ninth we got a cancellation notice from AAA. They said that they would not be able to insure our house after all since we did not have a fire hydrant within 1000 feet of the house.
You sent a guy out to take pictures of our place back in July. You couldn't have said so then?
It turns out that AAA, and possibly some other companies, will quote a price, write the policy and then go shopping for an underwriter. If they can't find one, they leave the customer high and dry.
In a panic, we called our old State Farm agent. He assures us that he was able to get our old policies reinstated back to the day we cancelled, and it will be like we never left. We don't have anything in writing yet, but then again we did have a written policy from AAA, so maybe that doesn't matter too much.
We defied a whole bunch of old adages when we changed - things like:
"If it ain't broke, don't fix it."
"If it sounds too good to be true, it probably is."
I think it's safe to say we learned our lesson.
There is a TV ad running locally where the lady says, "You know, Triple A, and you don't know Triple A." At this point, I think that we know enough, and I don't care to learn any more.